English to Chinese Bus/Financial Finance (general) building a World-class bank

IBM's Wagle points to Madrid-based BBVA, a financial institution with more than US$785 billion in total assets and about 7,600 branches in more than 30 countries, as one global bank that is benefiting from this standardized approach. "The cost-income ratio for banks like BBVA is ***in the mid 40s***," he indicates. "They're able to respond very quickly to market changes, and it seems like almost weekly they're bringing out a new product."
指成本收入比在45左右吗？
这未免也太高了吧？！不亏损才怪啊。