Structural adjustment is a term used to describe the policy changes implemented by the International Monetary Fund (IMF) and the World Bank (the Bretton Woods Institutions) in developing countries. These policy changes are conditions (Conditionalities) for getting new loans from the IMF or World Bank, or for obtaining lower interest rates on existing loans. Conditionalities are implemented to ensure that the money lent will be spent in accordance with the overall goals of the loan. The Structural Adjustment Programs (SAPs) are created with the goal of reducing the borrowing country's fiscal imbalances. The bank from which a borrowing country receives its loan depends upon the type of necessity. In general, loans from both the World Bank and the IMF are claimed to be designed to promote economic growth, to generate income, and to pay off the debt which the countries have accumulated.
http://en.wikipedia.org/wiki/Structural_adjustment

GRIN - Structural Adjustment in Africa. An Evaluation of Western ...
Structural Adjustment Plans 7. Criticisms of the Structural Adjustment ... I will then go on to explain the strategy of the structural adjustment plans. ...
www.grin.com/.../structural-adjustment-in-africa-an-evaluat...

Sociology in perspective - Google Books Result
by Mark Kirby - 2000 - Social Science - 831 pages
What are structural adjustment plans? Structural adjustment plans (SAPs) form the centrepiece of the demands made on new borrowers. Walton and Seddon (1994) ...
books.google.be/books?isbn=0435331604.