oświadczenie o ustanowieniu hipoteki

English translation: declaration on creating/the creation/establishment of a mortgage (on real property)

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Polish term or phrase:oświadczenie o ustanowieniu hipoteki
English translation:declaration on creating/the creation/establishment of a mortgage (on real property)
Entered by: Jakub Olearski

17:20 Sep 6, 2017
Polish to English translations [PRO]
Law/Patents - Law: Contract(s)
Polish term or phrase: oświadczenie o ustanowieniu hipoteki
Z aktu notarialnego.
Tytuł: Umowa sprzedaży i oświadczenie o ustanowieniu hipoteki
Jakub Olearski
Ireland
Local time: 22:12
declaration on creating/the creation/establishment of a mortgage (on real property)
Explanation:
It sounds a bit clumsy, but it is legalese so it goes straight to the point, with no frills.

A few options to consider:

a declaration on establishing a mortgage
a declaration on (the) establishment of a mortgage
a statement on establishing a mortgage (on real property)
a declaration on creating/the creation of a mortgage

http://www.proz.com/kudoz/polish_to_english/real_estate/7690...
http://www.proz.com/kudoz/polish_to_english/law_general/7677...

Creation is a mortgage in Poland

The mortgage may be established by a way of legal action or a court decision, or a decision of the relevant tax authority - Tax Office, ZUS, KRUS (also in the form of a non-delivered decision). The mortgage is only created at the moment of entry in the land register - this entry is therefore constitutive. The mortgage is disclosed in Section IV of the Land and Mortgage Register.
http://www.mflegal.pl/real_estate_in_poland_creation_of_mort...

Establishment of real estate mortgage is one of many ways of securing a debt.

First of all, it should be indicated that a declaration on establishment of a mortgage must be submitted by the owner of a very immovable property in a form of notarial deed. The advantage of such a solution is that the notary must make sure that the prepared by him notarial deed complies with all required legal norms and includes the proper content. Moreover, the notary will assure that the mortgage is entered into a land and mortgage register because an agreement made between a creditor and a immovable property owner is by itself insufficient.

Mortgage shall become effective upon its entry into a land and mortgage register.
http://www.dudkowiak.com/property-purchase-in-poland/mortgag...

---
UK
https://www.google.pl/search?source=hp&q=creation of a mortg...

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Note added at 3 hrs (2017-09-06 20:55:35 GMT)
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Do hipoteki mają zastosowanie ogólne przepisy o ograniczonych prawach rzeczowych, znajdujące się w kodeksie cywilnym, z wyjątkiem art. 251 kc. Jednak przede wszystkim hipoteka uregulowana została w ustawie z 06.07.1982 r. o księgach wieczystych i hipotece. Regulacja hipoteki uległa istotnym zmianom zawartym w ustawie z 26.06.2009 r. o zmianie ustawy o księgach wieczystych i hipotece.

http://www.ebrd.org/downloads/legal/core/pollom.pdf

--------------------------------------------------
Note added at 15 hrs (2017-09-07 08:44:19 GMT)
--------------------------------------------------

to establish a mortgage; to set up a mortgage
to create a mortgage
http://www.proz.com/kudoz/bulgarian_to_english/law_general/4...

--------------------------------------------------
Note added at 2 days18 hrs (2017-09-09 11:51:12 GMT)
--------------------------------------------------

2 more options:

a declaration of mortgage (on real property)
a declaration of/on mortgaging a real property

--------------------------------------------------
Note added at 5 days (2017-09-12 07:53:10 GMT) Post-grading
--------------------------------------------------

Links to the similar phrases online:
https://www.google.pl/search?source=hp&q="establishment of a...
https://www.google.pl/search?q="creation of a mortgage" site...
https://www.google.pl/search?source=hp&q="establishment of a...
https://www.google.pl/search?q="establishment of a mortgage"...
http://www.legislation.act.gov.au/af/2010-50/20100316-42802/...


--------------------------------------------------
Note added at 5 days (2017-09-12 12:28:02 GMT) Post-grading
--------------------------------------------------

Oświadczenie o ustanowieniu Hipoteki na rzecz Banku

Oświadczam niniejszym, że w celu zabezpieczenia wierzytelności wynikających oraz mogących wyniknąć z tytułu Umowy Kredytu Nr ....................... z dnia .............. r. udzielonego przez Bank BPH S.A. z siedzibą w Gdańsku, zwana dalej Bankiem, Kredytobiorcom wymienionym poniżej:
Pan ..................................., imię ojca: ........................., imię matki: ........................... , PESEL: ...........................
ustanawiam hipotekę na rzecz Banku BPH S.A. z siedzibą w
Gdańsku do kwoty ................................. złotych polskich

https://www.bph.pl/wp-content/uploads/2016/10/oswiadczenie_o...
Selected response from:

mike23
Poland
Local time: 23:12
Grading comment
Z uwagi na całość tytułu dokumentu "Declaration on the establishment, etc." brzmi dla mnie najzgrabniej. Ale dziękuję też za pozostałe propozycje.

4 KudoZ points were awarded for this answer



Summary of answers provided
4mortgage; mortgage document; mortgage promissory note; deed of trust
TechLawDC
2mortgage note
Magdalena Psiuk
2declaration on creating/the creation/establishment of a mortgage (on real property)
mike23


Discussion entries: 5





  

Answers


53 mins   confidence: Answerer confidence 2/5Answerer confidence 2/5
mortgage note


Explanation:
Tak ostrożnie, po porównaniu polskiego i angielskiego dokumentu wydają mi się dość podobne w treści.
https://www.bph.pl/wp-content/uploads/2016/10/oswiadczenie_o...
https://images.template.net/wp-content/uploads/2015/12/15130...

Magdalena Psiuk
Poland
Local time: 23:12
Specializes in field
Native speaker of: Polish
PRO pts in category: 24
Login to enter a peer comment (or grade)

1 hr   confidence: Answerer confidence 4/5Answerer confidence 4/5
mortgage; mortgage document; mortgage promissory note; deed of trust


Explanation:
---
http://www.nolo.com/legal-encyclopedia/whats-the-difference-...

--------------------------------------------------
Note added at 1 hr (2017-09-06 19:05:35 GMT)
--------------------------------------------------

Alternative: real estate lien note.
Alternative 2: mortgage note (as per M. Psiuk, above).

--------------------------------------------------
Note added at 1 hr (2017-09-06 19:10:12 GMT)
--------------------------------------------------

As seen in the following reference, "mortgage", "mortgage document" and "deed of trust" are preferred to any of the variants containing the word "note".
---
http://stopforeclosurefraud.com/2010/03/03/whats-the-differe...

TechLawDC
United States
Local time: 17:12
Works in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 54
Login to enter a peer comment (or grade)

3 hrs   confidence: Answerer confidence 2/5Answerer confidence 2/5
declaration on creating/the creation/establishment of a mortgage (on real property)


Explanation:
It sounds a bit clumsy, but it is legalese so it goes straight to the point, with no frills.

A few options to consider:

a declaration on establishing a mortgage
a declaration on (the) establishment of a mortgage
a statement on establishing a mortgage (on real property)
a declaration on creating/the creation of a mortgage

http://www.proz.com/kudoz/polish_to_english/real_estate/7690...
http://www.proz.com/kudoz/polish_to_english/law_general/7677...

Creation is a mortgage in Poland

The mortgage may be established by a way of legal action or a court decision, or a decision of the relevant tax authority - Tax Office, ZUS, KRUS (also in the form of a non-delivered decision). The mortgage is only created at the moment of entry in the land register - this entry is therefore constitutive. The mortgage is disclosed in Section IV of the Land and Mortgage Register.
http://www.mflegal.pl/real_estate_in_poland_creation_of_mort...

Establishment of real estate mortgage is one of many ways of securing a debt.

First of all, it should be indicated that a declaration on establishment of a mortgage must be submitted by the owner of a very immovable property in a form of notarial deed. The advantage of such a solution is that the notary must make sure that the prepared by him notarial deed complies with all required legal norms and includes the proper content. Moreover, the notary will assure that the mortgage is entered into a land and mortgage register because an agreement made between a creditor and a immovable property owner is by itself insufficient.

Mortgage shall become effective upon its entry into a land and mortgage register.
http://www.dudkowiak.com/property-purchase-in-poland/mortgag...

---
UK
https://www.google.pl/search?source=hp&q=creation of a mortg...

--------------------------------------------------
Note added at 3 hrs (2017-09-06 20:55:35 GMT)
--------------------------------------------------

Do hipoteki mają zastosowanie ogólne przepisy o ograniczonych prawach rzeczowych, znajdujące się w kodeksie cywilnym, z wyjątkiem art. 251 kc. Jednak przede wszystkim hipoteka uregulowana została w ustawie z 06.07.1982 r. o księgach wieczystych i hipotece. Regulacja hipoteki uległa istotnym zmianom zawartym w ustawie z 26.06.2009 r. o zmianie ustawy o księgach wieczystych i hipotece.

http://www.ebrd.org/downloads/legal/core/pollom.pdf

--------------------------------------------------
Note added at 15 hrs (2017-09-07 08:44:19 GMT)
--------------------------------------------------

to establish a mortgage; to set up a mortgage
to create a mortgage
http://www.proz.com/kudoz/bulgarian_to_english/law_general/4...

--------------------------------------------------
Note added at 2 days18 hrs (2017-09-09 11:51:12 GMT)
--------------------------------------------------

2 more options:

a declaration of mortgage (on real property)
a declaration of/on mortgaging a real property

--------------------------------------------------
Note added at 5 days (2017-09-12 07:53:10 GMT) Post-grading
--------------------------------------------------

Links to the similar phrases online:
https://www.google.pl/search?source=hp&q="establishment of a...
https://www.google.pl/search?q="creation of a mortgage" site...
https://www.google.pl/search?source=hp&q="establishment of a...
https://www.google.pl/search?q="establishment of a mortgage"...
http://www.legislation.act.gov.au/af/2010-50/20100316-42802/...


--------------------------------------------------
Note added at 5 days (2017-09-12 12:28:02 GMT) Post-grading
--------------------------------------------------

Oświadczenie o ustanowieniu Hipoteki na rzecz Banku

Oświadczam niniejszym, że w celu zabezpieczenia wierzytelności wynikających oraz mogących wyniknąć z tytułu Umowy Kredytu Nr ....................... z dnia .............. r. udzielonego przez Bank BPH S.A. z siedzibą w Gdańsku, zwana dalej Bankiem, Kredytobiorcom wymienionym poniżej:
Pan ..................................., imię ojca: ........................., imię matki: ........................... , PESEL: ...........................
ustanawiam hipotekę na rzecz Banku BPH S.A. z siedzibą w
Gdańsku do kwoty ................................. złotych polskich

https://www.bph.pl/wp-content/uploads/2016/10/oswiadczenie_o...

mike23
Poland
Local time: 23:12
Specializes in field
Native speaker of: Native in PolishPolish
PRO pts in category: 327
Grading comment
Z uwagi na całość tytułu dokumentu "Declaration on the establishment, etc." brzmi dla mnie najzgrabniej. Ale dziękuję też za pozostałe propozycje.

Peer comments on this answer (and responses from the answerer)
neutral  TechLawDC: Ingenious. Only one problem: Such a term does not exist in English. You have devised it on your own, and the result is 100% unidiomatic.
5 days
  -> Thank you. It must be unidiomatic in English as it reflects the Polish law and a Polish legal concept. And I haven't coined the term myself.
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