account-based income stream product

Polish translation: oparty na koncie emerytalnym produkt zapewniający/stanowiący strumień dochodu

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
English term or phrase:account-based income stream product
Polish translation:oparty na koncie emerytalnym produkt zapewniający/stanowiący strumień dochodu
Entered by: Polangmar

19:47 Jan 7, 2015
English to Polish translations [PRO]
Bus/Financial - Finance (general)
English term or phrase: account-based income stream product
if you’re a self-funded retiree and receive
aged care, we’ll use the deemed income
from your account-based income stream
product to assess your aged care fees
Maja Walczak
Poland
Local time: 20:47
oparty na koncie (emerytalnym) produkt zapewniający strumień dochodu
Explanation:
Income stream products
Produkty zapewniające strumień dochodu
www.zus.pl/pliki/formularze/AU-PL 4.pdf

...to allow people to accumulate their pension rights in personal accounts and transfer their account balance from one provider to another when changing jobs. Such accounts – referred to as European Personal Pension Accounts or EPPAs – could embody all the ideal characteristics of a pension product and clear the way for an efficient management of occupational pension schemes in Europe.
http://tinyurl.com/mxt7ewu

Indywidualne konto emerytalne (IKE) – dobrowolna forma polskiego ubezpieczenia społecznego, stanowiąca tzw. trzeci filar emerytalny.
https://pl.wikipedia.org/wiki/Indywidualne_konto_emerytalne

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Note added at 2 hrs (2015-01-07 22:03:07 GMT)
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Można oczywiście mniej dosłownie (nawet ze "źródłem"):
oparty na koncie (emerytalnym) produkt będący źródłem dochodu/utrzymania
Lub nawet krócej:
konto (emerytalne) będące źródłem dochodu/utrzymania (konto (emerytalne) stanowiące źródło dochodu/utrzymania
Selected response from:

Polangmar
Poland
Local time: 20:47
Grading comment
4 KudoZ points were awarded for this answer



Summary of answers provided
4produkt stanowiący źródło dochodu gromadzonego na rachunku
margo252
4oparty na koncie (emerytalnym) produkt zapewniający strumień dochodu
Polangmar
Summary of reference entries provided
Definicja
Monika Wojewoda

Discussion entries: 1





  

Answers


1 hr   confidence: Answerer confidence 4/5Answerer confidence 4/5
produkt stanowiący źródło dochodu gromadzonego na rachunku


Explanation:
IMO

margo252
Poland
Local time: 20:47
Specializes in field
Native speaker of: Native in EnglishEnglish, Native in PolishPolish
PRO pts in category: 6

Peer comments on this answer (and responses from the answerer)
neutral  Polangmar: Emeryt dochód pobiera z "rachunku" (czyli konta emerytalnego w polskiej terminologii), a nie gromadzi na nim (środki zapewniające ten dochód zgromadził w przeszłości, odkładając je na koncie, gdy pracował).
17 mins
  -> Thank you, Polangmar. Meant "gromadzonego na rachunku" as in the past :)
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2 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
oparty na koncie (emerytalnym) produkt zapewniający strumień dochodu


Explanation:
Income stream products
Produkty zapewniające strumień dochodu
www.zus.pl/pliki/formularze/AU-PL 4.pdf

...to allow people to accumulate their pension rights in personal accounts and transfer their account balance from one provider to another when changing jobs. Such accounts – referred to as European Personal Pension Accounts or EPPAs – could embody all the ideal characteristics of a pension product and clear the way for an efficient management of occupational pension schemes in Europe.
http://tinyurl.com/mxt7ewu

Indywidualne konto emerytalne (IKE) – dobrowolna forma polskiego ubezpieczenia społecznego, stanowiąca tzw. trzeci filar emerytalny.
https://pl.wikipedia.org/wiki/Indywidualne_konto_emerytalne

--------------------------------------------------
Note added at 2 hrs (2015-01-07 22:03:07 GMT)
--------------------------------------------------

Można oczywiście mniej dosłownie (nawet ze "źródłem"):
oparty na koncie (emerytalnym) produkt będący źródłem dochodu/utrzymania
Lub nawet krócej:
konto (emerytalne) będące źródłem dochodu/utrzymania (konto (emerytalne) stanowiące źródło dochodu/utrzymania

Polangmar
Poland
Local time: 20:47
Specializes in field
Native speaker of: Native in PolishPolish
PRO pts in category: 2532
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Reference comments


11 hrs
Reference: Definicja

Reference information:
https://www.dss.gov.au/sites/default/files/documents/09_2014...

"What are account-based income streams?
An account-based income stream is a retirement income product purchased with superannuation money. Account-based income streams are tax free from 60 years of age. They also include transition to retirement income streams. People with account-based income streams are required by superannuation rules to drawdown a minimum amount of their account balance every year. For example, a person aged 65 to 75 years is required to withdraw at least five per cent of their account balance annually. However, people can choose to withdraw more.Most investors have full access
to their capital."

Monika Wojewoda
Poland
Specializes in field
Native speaker of: Native in PolishPolish
PRO pts in category: 204
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